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No broker fee equity release mortgage advice in Edinburgh Call Us

Want to know more about equity release?

Watch our two-minute that will explain how equity release could work for you.

Would you like to know more, call us on 0800 999 3339 or book a call back.

Free equity release calculator

See how much you could release with our simple lifetime mortgage calculator.

Estimated property value
(please call for properties valued higher than £1.5m)
Age of youngest homeowner
Outstanding mortgage balance
(leave as £0 if you have no mortgage)
You would be able to release a maximum of
equity from your home.
Higher loan amounts may be available. Please ask for a personalised illustration.
If you just need some helpful, friendly advice, call us now on 0800 999 3339, you'll get straight through to a qualified equity release specialist. If its more convenient, you can simply Book a chat.
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What is equity release?

Equity release is a way for homeowners aged 55 and over to unlock tax-free cash from their property without needing to sell or move home. You can either take out a lifetime mortgage to borrow against your home’s value or opt for a home reversion plan, selling part or all of your home in exchange for a lump sum or regular income. Many plans also offer the flexibility to withdraw additional funds in the future if needed. If you still have a mortgage, it must be cleared using the funds released.

Is equity release safe?

With strict regulations from the Financial Conduct Authority (FCA), equity release is designed to be a safe and secure option for homeowners. Lifetime mortgages come with a ‘no negative equity’ guarantee, meaning you or your estate will never owe more than your home’s eventual sale price, as long as it is sold for a fair market value. Professional financial advice is always recommended to ensure you make the right decision for your circumstances.

What can you use equity release for?

The money you unlock is yours to use in any way you wish. Whether it’s funding home improvements, helping family members, clearing existing debts, buying a new car, or simply enjoying a more comfortable retirement, the choice is entirely up to you.

Here are a few of the most common reasons people choose equity release.

Repaying existing debts Repaying
debts
To support the family
Supporting
family
To fund care home fees
Funding
home care
For dream holidays
Dream
holidays
For home improvements
For home
updates
University or weddings costs University or weddings
Would you like to know more in detail, please call us on 0800 999 3339 or simply Book a chat.

About us


At Equity Release and Mortgage Partnership Edinburgh, we specialise in providing expert advice on mortgages and equity release, helping homeowners make confident and informed financial decisions. With years of experience, our team is dedicated to offering clear, straightforward guidance tailored to your needs.

Whether you're looking to access the value of your home or secure the best mortgage deal, we are here to support you every step of the way. Our commitment is to help you achieve financial peace of mind, with professional, personalised advice that puts your best interests first.



Why choose us for equity release in Edinburgh?

We compare a variety of plans to find the most suitable solution for you.
 
From application to completion, we take care of the details, making everything as smooth and stress-free as possible.
 
Our reputation for reliable advice and outstanding service means you can have confidence in every step of your journey.

Call us 0800 999 3339

Our simple 5-step process

Here’s what to expect when you work with us for equity release, if you live in Edinburgh.

1. Initial Enquiry & Free Consultation

You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.

2. Personal Recommendation

If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.

3. Property Valuation

Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.

4. Legal Advice & Paperwork

You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.

5. Funds Released

Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.

You’re supported at every stage, and you’re free to stop the process at any time.

Book a free consultation with Richard or Tom today

Telephone

0800 999 3339

Email

Email us

Business hours

Mon-Sat | 09:00 to 20:00

Book a chat

Appointments are available late into the evening and on the weekend.

 


Equity release mortgages for Edinburgh homeowners aged 55 and over.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences

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Equity Release and Mortgage Partnership Edinburgh